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All Additional Insureds Aren’t the Same

Feb 7 2022 // For at least the past couple of decades, it seems that in just about every contract, the upstream party wants to be an additional insured (AI) on the downstream party’s insurance. Most commonly, the request is for AI...

4 Thoughts About THREE

May 8 2019 // I’ve held off commenting very much on THREE, the new three-page commercial policy by Berkshire Hathaway. It’s time for a few of my thoughts. It has only been filed in a limited number of states. So far, THREE...

Analysis: Warren Buffett Champions an Inferior Product in THREE Policy

Mar 25 2019 // Warren Buffett, often ahead of the curve, sounded like a disrupter in a 2004 shareholder letter. Fifteen years ago, Buffett wrote, “Insurers have generally earned poor returns for a single reason: They sell a...

Proper Insurance Coverage for Construction Crucial in Avoiding Costly Litigation

Sep 3 2018 // If residential property owners don’t confirm proper insurance coverage and carefully consider labor laws when hiring contractors, they could be in for some costly litigation, according to two speakers at a July...

2 Additional Insured Hints We Must Consider

Jan 10 2018 // I don’t know what’s more ubiquitous in insurance, the veiled claim report that starts with, “So, would there be coverage if…” or the request to add an additional insured. When I was an...

Small Businesses Can Manage, Cancel Own Policies with Next Insurance Portal

Sep 14 2017 // Digital small business insurance provider Next Insurance has unveiled a new online portal giving small businesses more control over their insurance policies. The portal offers what Next says are several unique insurance...

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